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Asuransi is an Indonesian word for insurance. Insurance is defined as the equitable transfer of risk of loss, from one entity to another, in exchange for payment. The early methods of transferring or distributing risk were practiced by Chinese and Babylonian traders as long ago as 3000-2000 BC, which is about 5000 years. Chinese traders used to travel with a lot of precious things, they traveled through the land and water. If the shipment arrived in good condition, the dealer should pay back the loan to the lender an additional sum in exchange for a guarantee to the lender to cancel the loan should the shipment be stolen.
In England, the insurance was established in the late 17th century. In the late 17th century, the growing importance of London as a center for trade has increased the demand for marine insurance. While in the United States in 1752, the Philadelphia Insurance Contribution ship Houses loss by fire has become the first mutual fire insurance in America.
Insurance in Indonesia started in the Dutch colonial period, associated with business success of the country in the plantation sector and trade in Indonesia. To ensure its survival, insurance is absolutely necessary. During the activities of the Second World War of insurance in Indonesia almost stalled, mainly due to the closure of the insurance companies owned by Dutch and British.
After the First World War ended, the British company and the Dutch company resume operations in Indonesia after its independence. Until 1964, the insurance market in Indonesia was still dominated by foreign companies, especially the Dutch and English.
About 10 years later, in 1975, Avrist ancestor began when Harry PT Asuransi Jiwa Diah established Ikrar Abadi (Ajia) officially in November 1975. Ajia headquarters located in one of the properties in Jalan Saharjo, Jakarta. Ajia opened the Management Division of the group, which offered a variety of products and services, group insurance and pension funds. In 1984, Ajia made joint venture with American International Assurance. (AIA) and became the first multinational joint venture life insurance in Indonesia. In 2009, Indonesia PT AIA renamed Avrist insurance and became an independent company, with the support of more than one million loyal customers, a vast network of distribution channels and reputation as a leader in the Indonesian insurance market.

If you travel abroad, you should definitely get an insurance policy. An insurance policy covers the costs for unforeseen circumstances that may arise during your trip. This is important because the medical and other expenses add up and are very expensive. With travel insurance you can rest assured that in the case of an accident or illness, you do not break the bank for the care you need. It is important to be careful when you buy this type of insurance. You have one that comes with complete coverage for the following:
Coverage of medical care
Of course, travel insurance should include cover for medical and health care. These include expenditures for hospital stays, medications, therapies, doctor’s fees, hospital or ambulatory surgery, laboratory tests, and so on. This way, if you fall ill during your trip, you may need to get medical care without spending much money. Remember, medical treatment abroad can be very expensive. This makes travel insurance is an integral part of your holiday.
Lost Baggage
No matter how careful you are, you can walk your luggage is still lost. If it happens that you can lose your luggage during the flight or at any time during the trip, compensation for the amount you lost. If you plan to travel with expensive items like jewelry and electronics, you should not give up an essential part of the insurance contract.
It is a reality that is more aware that many travelers. Even if you are on this trip for months or years have been planning, it can still happen that the trip is canceled. There may be various reasons such as personal circumstances (death or accident in the family), climate change (hurricanes, floods, storms) and so on. It’s a must that you get an insurance, travel cancellation policy. Be sure to check the scope, because some actions do not include climate change.
Insurance for the return
This is a sensitive part of travel insurance, many travelers who feel comfortable with. Equipped with a comprehensive health insurance for your trip would be a great relief for you. Ensure a reliable and credible guarantee that the quality assurance policies, competitive prices and efficient service to find entries.

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